More Ways to Give

Interested in supporting CfPA’s mission, but prefer a giving option that doesn’t require a gift today? A charitable bequest—made through your will or living trust—is a simple and flexible way to leave a lasting legacy.

A bequest allows you to support CfPA in the future while keeping full control of your assets during your lifetime. It’s a meaningful way to ensure your values continue to make an impact for years to come.

To learn more about including CfPA in your estate plans, please visit our Leave a Legacy page.

Securities and mutual funds that have increased in value and been held for more than one year are one of the most popular assets to use when making a gift to CfPA. Making a gift of securities or mutual funds to us offers you the chance to support our work while realizing important benefits for yourself.

When you donate appreciated securities or mutual funds you have held for more than one year, you can reduce or even eliminate federal capital gains taxes on the transfer. You may also be entitled to a federal income tax charitable deduction based on the fair market value of the securities at the time of the transfer.

When you donate securities to CfPA, you receive the same income tax savings that you would if you wrote us a check, but with the added benefit of eliminating capital gains taxes on the transfer, which can be as high as 20 percent.

Making a gift of securities to support our mission is as easy as instructing your broker to transfer the shares or, if you have the physical securities, hand-delivering or mailing the certificates along with a stock power to us in separate envelopes. (Using separate envelopes safeguards your gift—the certificates will not be negotiable without the stock power.)

If you’d like to donate stock, please contact Amber Kern Johnson, our Executive Director, at 503.288.8303 (ext. 102) or by email at amber.kern-johnson@communityfpa.org.

If you are 70½ years old or older, you can take advantage of a simple way to benefit the Community for Positive Aging and receive tax benefits in return. You can give any amount up to $100,000 per year from your IRA directly to a qualified charity such as ours without having to pay income taxes on the money. This popular gift option is commonly called the IRA Charitable Rollover, but you may also see it referred to as a qualified charitable distribution or QCD for short.

Why Consider This Gift?

Your gift will be put to use today, allowing you to see the difference your donation is making.

You pay no income taxes on the gift. The transfer generates neither taxable income nor a tax deduction, so you benefit even if you do not itemize your deductions.

If you are 72 or older, you can use your gift to satisfy all or part of your required minimum distribution (RMD) for the year.

Since the gift does not count as income, it may reduce your annual income level. This may help lower your Medicare premiums and decrease the amount of Social Security that is subject to tax.

How to Donate

Contact your IRA administrator today and request a distribution be made directly to CfPA by December 31. Your contribution will go directly to the delivery of services to 5,000-plus seniors and their family members who depend on CfPA to maintain their independence.

To learn more about making a gift from your IRA, contact Amber Kern Johnson our Executive Director, at 503.288.8303 (ext. 102) or by email at amber.kern-johnson@communityfpa.org.

Learn more about QCDs here.

Request to IRA Custodian here.

Donating real estate enables you to make a significant gift to CfPA and receive tax benefits that help you save money while increasing your gift's impact. While donating real estate outright may be one giving option, other ways of giving may be more appealing if you want to retain the benefits of owning the property for as long as you're alive, or to generate income. Here are a couple of options:

Will or living revocable trust: If you're unsure about making a gift of real estate right now, consider leaving the property to us as part of your estate plan.

Retained life estate: You deed the property to CfPA as a gift, but you continue to live there or use it to generate income for the rest of your life.

Tax Advantages of Property Donation

Reduce or eliminate capital gains tax: If you were to sell appreciated property and then donate the proceeds to CfPA, we would receive less. That's because you first have to pay capital gains tax on the difference between the property's basis and its sale price.

Remove the property from your taxable estate: If your estate is large enough that it may be subject to estate taxes, you may be able to increase your charitable impact by avoiding that tax and gifting the property. To do so, you need to make an outright gift during your lifetime or use one of the flexible giving strategies described earlier.

Claim an income tax deduction: You may be able to claim a real estate donation tax deduction based on the property's fair market value as determined by a qualified Using real estate to make an impact

If you are interested in donating real estate to CfPA, contact Amber Kern Johnson, Executive Director, at 503.288.8303 (ext. 102) or by email at amber.kern-johnson@communityfpa.org.

Before moving forward, we encourage you to talk to a certified public accountant and a real estate attorney. They can analyze the situation to help you be sure you're making the right decisions for your circumstances from a tax and legal perspective.

Through our partnership with Volunteers of America and Charity Connections, the donation of your car, truck, RV, boat or even aircraft, regardless of condition, will help us accomplish our mission. For more information, contact Amber Kern Johnson, Executive Director at 503.288.8303 (ext. 102) or by email at amber.kern-johnson@communityfpa.org.

Sign up for the Community Rewards Program by linking your Fred Meyer Rewards Card to CfPA. You still earn your Rewards Points, Fuel Points and Rebates as usual, and Fred Meyer will donate a percentage of every dollar you spend with them to CfPA. It’s easy. It’s free. Why not?

Visit www.fredmeyer.com/communityrewards.

Once logged into your Fred Meyer account, you can search for Community for Positive Aging, either by name or YI860.

Click Enroll! (Enrolling in this program does not affect your personal rewards.)

New users will need to create an account that requires some basic information, a valid email address, and a Fred Meyer Rewards Card. If you do not have a Rewards Card, they are available at the Customer Service desk at any Fred Meyer store.

Having a birthday party or celebrating an anniversary or other milestone event in your life? Instead of gifts, ask family and friends to make a donation to CfPA in your honor! If you would like to facilitate this type of giving, you can reach out to Amber Kern-Johnson, Executive Director, at 503.288.8303 (ext. 102) or by email at amber.kern-johnson@communityfpa.org.